Photo by Brooke Cagle on Unsplash

2020 was a terrible year for most of us. Millions of people lost their lives and tens of millions lost their jobs. The world seemingly shut down overnight.

2021 was much of the same. While the economy started to recover, many still found themselves experiencing a lot of the same…

Michael Joseph

Michael. Millionaire in the making. I write about money, business, finance, careers, and education.

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